Personal Injury Posts

Who Pays My Medical Bills After An Accident? An Overview of NJ PIP Law

Who Pays My Medical Bills After An Accident? An Overview of NJ PIP Law

New Jersey’s car insurance system is unlike most other states in that the state utilizes a no-fault system. Contrary to many other states, medical bills are typically paid for by each individual’s own insurance. The system intends to provide injured claimants with speedy compensation of medical bills without the need to determine fault. Nevertheless, the no-fault system still has complicated features of its own...


New Jersey Car Accident Settlement Process, Timeline, and Frequently Asked Questions

New Jersey Car Accident Settlement Process, Timeline, and Frequently Asked Questions

What is a good settlement offer, and will I get more money if I hire a personal injury lawyer?

A good settlement offer is as much as you can get, and that is best achieved by hiring a personal injury lawyer. In fact, a study conducted by the Insurance Research Council indicated that people who have suffered bodily injuries in a car accident win 3.5 times more in settlement money than those who did not hire a personal injury attorney. The study additionally found that in eighty-five percent (85%) of cases where an insurance company settled an injury claim, the injured individual had hired an attorney...

What happens if you get in a car accident involving Uber, Lyft, DoorDash, Grubhub, or Uber Eats?

What happens if you get in a car accident involving Uber, Lyft, DoorDash, Grubhub, or Uber Eats?

Rideshare Companies (Uber and Lyft)

The million-dollar question, well, in this case, the one-and-a-half-million-dollar question is, can I sue a rideshare company such as Uber or Lyft if the accident was caused by one of their drivers? Well, depending on whether one of these apps was in use at the time of the accident, there may be $1,500,000 available in insurance coverage, along with other favorable conditions regarding New Jersey’s verbal threshold/limitation on lawsuit...

Can you sue for injuries after a car accident in New Jersey? An analysis of the verbal threshold (or limitation on lawsuit) and the deemer statute

Can you sue for injuries after a car accident in New Jersey? An analysis of the verbal threshold (or limitation on lawsuit) and the deemer statute

The State of New Jersey has some of the most complex auto accident laws in the country. However, among the scheme of auto accident laws in New Jersey, two laws in particular are widely misunderstood: the verbal threshold (also known as the limitation on lawsuit) and the deemer statute.

 

History of the Verbal Threshold/Limitation on Lawsuit in New Jersey

New Jersey utilizes a “no-fault” law, which was first enacted as part of the New Jersey Automobile Reparation Reform Act. L. 1972, c. 70...

How Does Car Insurance Work When You Are Not At Fault?

How Does Car Insurance Work When You Are Not At Fault?

We last looked at what to do following a New Jersey auto accident while still at the scene of the accident, but how does car insurance work when you are not at fault? Do you call your own insurance or that of the other driver’s? Will my premiums rise even if I am not at fault? What if the other driver who was at fault does not have insurance? This post aims to answer all of the commonly asked insurance questions that arise following a car accident where you were not at fault.

Am I My Brother’s Keeper? Question of Duty Raised in Drunk-Driving Lawsuit

Am I My Brother’s Keeper? Question of Duty Raised in Drunk-Driving Lawsuit

The Appellate Division in its recently published decision, Diaz v. Reynoso, considered the issue of “whether a volunteer who assures police officers at a roadside stop of an apparently inebriated driver that he will take the driver and his car safely to a residence—but thereafter relinquishes the car to the driver before reaching the destination—can be civilly liable as a joint tortfeasor if the driver then collides with and injures another motorist.” 2021 WL 2197728, at *1 (App. Div. 2021).

New Jersey Now Requires Auto Insurers to Disclose Policy Limits to Attorneys

New Jersey Now Requires Auto Insurers to Disclose Policy Limits to Attorneys

On July 22, 2021, Gov. Phil Murphy signed legislation (S-1558/A-3444) requiring automobile insurers, who issue private passenger automobile policies in New Jersey, to disclose policy limits where a licensed New Jersey attorney has made a written demand for same. As the legislation implicates only private passenger automobiles, the legislation does not apply to insureds operating commercial vehicles.

 

When an attorney is requesting policy limits...

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